You already understand that the best preparation starts close to home. Begin with a HUD approved housing counselor at https://www.consumerfinance.gov/find-a-housing-counselor then explore your state housing finance agency through the NCSHA directory at https://www.ncsha.org/housing-help/.
Complete free education at Freddie Mac CreditSmart Homebuyer U https://creditsmart.freddiemac.com/paths/homebuyer-u and Fannie Mae HomeView https://www.fanniemae.com/education. Download the CFPB Home Loan Toolkit at https://www.consumerfinance.gov/owning-a-home/explore/home-loan-toolkit/ and search thousands of current programs on Down Payment Resource https://downpaymentresource.com/.
Fellow mortgage professionals know buyers who use these official tools arrive prepared and confident. Share this so more families connect with the help already waiting nearby. The right resources are ready whenever you are.
This content is for informational and educational purposes only and does not constitute legal, tax, or financial advice.